Lending Ecosystem Gains Momentum While Green Finance Goes Mainstream in 2025
Pramod Kathuria, Founder & CEO, Easiloan, on the lending ecosystem:
“2025 marked a transition year for the lending ecosystem, with the second half seeing improved rate transmission and renewed borrower activity, particularly around refinancing and balance transfers. Customers became more cost-conscious and proactive about optimising their loans, rather than passively carrying higher rates. For platforms and lenders alike, the focus shifted to credit quality, transparency, and faster decision-making. As we move into 2026, sustainable growth will depend on how well the industry balances affordability for borrowers with disciplined risk management.”
Rajashree Nambiar, Co-founder, MD & CEO, on green finance:
“2025 has been a turning point for green financing in India. With stronger policy support and clearer guidelines, the sector has moved firmly into the mainstream. Investor interest has grown, and sustainability-focused financial products are now becoming a natural part of business decisions. As the year closes, the priority for the industry is to make green finance easier to access, reduce perceived risks, and ensure climate-aligned products become an integral part of India’s financial landscape.”