From Airborne Risks to Cyber Dangers: The Critical Role of Cyber Insurance for MSMEs in Today’s Vulnerable Landscape

By:- Evaa Saiwal Head of Liability & Cyber Insurance at Policybazaar for Business. 

“The year 2025 was a major turning point for organizations, especially MSMEs, in understanding and acknowledging the cyber risks and their consequences.

This year, a series of crippling ransomware incidents, including the attack that brought airport operations to a standstill, exposed how a single breach can cascade into operational paralysis. The disruption not only accelerated the shift in how businesses perceive the need for cyber insurance but also highlighted how a digital intrusion can spill over into physical operations, customer experience, and long-term brand trust.

Beginning in the year 2026, the risks are also developing. The increasing trend of adoption of artificial intelligence, automation, and cloud computing technologies is opening new opportunities for attackers to target malware and engage in fraudulent activities.

We have seen the increasing number of cyber threats, data thefts, phishing, and malware attacks on critical infrastructure. These expanding threats not only force businesses but also individuals to understand the need for cybersecurity practices along with their financial protection to withstand the aftermath of an attack,”